🚀Ride the Profit Wave: Lloyds Share Price Forecast 2024 2025 2030 2040 2050

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Lloyds Share Price Forecast 2024 2025 2030 2040 2050 – Today we are going to discuss about Lloyds Banking Group plc located in the UK, which is a global banking financial service solution provider. It offer variety of banking and financial services in the UK and globally.

If you are considering investing in Lloyds Bank stock for the long term, it is important to analyze its potential growth and performance. Our Lloyds Bank’s Stock Forecast is based on a deep technical analysis and past performance of Lloyds Bank’s Stock to help you make an informed decision.

To begin with, it is essential to understand Lloyds Bank’s business model and financial data. Once you have a clear understanding of the company’s operations and financial strength, you can determine whether Lloyds Bank’s stock is a good buy or not.

Our Lloyds Bank’s Stock Price Forecast covers the stock’s potential growth and performance for the years 2024, 2025, 2030, and 2040 to help you make an informed investment decision.

What is Lloyds Banking Group PLC?

About Lloyds Banking Group plc – Lloyds Banking Group plc is headquartered in London, UK, and founded in 1695. Lloyds Banking Group plc, and its subsidiaries, offer a variety of banking and financial services in the UK and globally.

The company operates in three segments:

  • Retail Banking,
  • Commercial Banking, and
  • Insurance, Pensions and Investments.

Retail Banking – The Retail segment provides a range of financial products to personal customers, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards.

Commercial Banking – The Commercial Banking segment serves small and medium-sized entities, corporates, and institutions with lending, transactional banking, working capital management, risk management, and debt financing services.

Insurance, Pensions, and Investments – The Insurance, Pensions, and Investments segment provides insurance, investment, and pension management products and services.

Additionally, the company offers digital banking services. Products and services are offered under various brand names including –

  1. Lloyds Bank,
  2. Halifax,
  3. Bank of Scotland,
  4. Scottish Widows,
  5. MBNA,
  6. Schroders Personal Wealth,
  7. Black Horse,
  8. Lex Autolease,
  9. Birmingham Midshires,
  10. LDC,
  11. AMC,
  12. Embark Group,
  13. Citra,
  14. IWeb,
  15. Cavendish Online, and
  16. Tusker.

Lloyds Bank is the largest retail bank in Britain, offering a wide range of banking services. Here are some key details:

  1. Branch Network – Lloyds Bank’s branch and ATM network covers a wide area in England and Wales. Customers can also access services at Bank of Scotland branches in Scotland and Halifax branches in Northern Ireland, and vice versa.
  2. Online and Telephone Banking – Lloyds Bank offers round-the-clock online and telephone banking services. Through their mobile app or internet banking, customers can handle account management, make payments, and access statements.
  3. Registered Details – Lloyds Bank plc, with registration number 2065, is registered in England and Wales. It is authorized by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

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Financial Overview of Lloyds Bank

Stock NameLloyds Banking Group plc (LYG)
SectorFinancials
IndustryBanks Regional
Stock ExchangeNYSE (LYG), LSE (LLOY)
Market Cap43.15B
Revenue (ttm)61.65B
Net Income (ttm)6.24B
Shares Out15.75B
EPS (ttm)0.38
PE Ratio7.83
Forward PE7.35
Dividend$0.14 (5.08%)
Ex-Dividend DateApr 11, 2024
Volume6,646,400
Open2.740
Previous Close2.740
Day’s Range2.740 – 2.760
52-Week Range1.880 – 2.750
Beta1.23
AnalystsBuy
Price Target2.75 (+0.37%)
Earnings DateApr 24, 2024
Official WebsiteLloyds Banking Group plc

Stock Price Chart of Lloyds Banking Group PLC?

Lloyds Banking Group Stock Price Chart
@Courtesy Yahoo Finance

Revenue Details of Lloyds Banking Group PLC?

Lloyds Banking Group Revenue Details

Revenue Chart

Lloyds Banking Group Revenue Chart

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What are the PROs and CONs of investing in Lloyds Bank

Below are the PROs and CONs of investing in Lloyds Bank-

PROs of investing in Lloyds Bank

CONs of investing in Lloyds Bank

Branch Network – Lloyds Bank has a well-established network of branches throughout the UK. Their emphasis on digital banking represents a positive long-term strategy, with millions of active users engaging with their digital and mobile platforms.UK Economy Dependency – Lloyds Bank’s profits are closely linked to the performance of the UK economy, and its revenue has been affected by lockdowns and business closures.
Stable Balance Sheet – Lloyds Bank maintains a steady balance sheet, with an improving CET1 ratio and reduced operating expenses resulting from digitalization.Low-Interest Environment – The current low-interest rate environment is unfavorable for Lloyds Bank’s net income.
Cyclical Sector – In line with economic improvements, the banking sector, particularly UK financial stocks, has demonstrated positive performance in recent months.Risk-Weighted Assets – The bank’s risk-weighted assets may continue to be impacted by increased credit risks.
Dividend Yield – Lloyds Bank has a history of offering attractive dividend yields, which can be appealing to investors seeking income.Brexit Uncertainty – Due to its exposure to the UK economy, Lloyds Bank is vulnerable to Brexit-related risks.
Cost-Cutting Measures – The bank has introduced measures to reduce costs, with the goal of enhancing efficiency and profitability.Regulatory Environment – Stringent regulations have a direct impact on profitability and limit certain business activities.
Strong Capital Position – Lloyds maintains a strong capital position, contributing to its stability and resilience.Interest Rate Risk – Persistently low interest rates have an effect on net interest margins.
Digital Transformation – Their ongoing digital transformation is designed to enhance both customer experience and operational efficiency.Competition – Lloyds Bank faces intense competition from other banks and fintech disruptors, challenging its market share.
UK Market Dominance – Lloyds is a major player in the UK retail banking market, dominating the industry.Legacy Issues – The bank is still dealing with legacy issues stemming from past misconduct and mis-selling.

Stock Forecast of Lloyds Bank 2025-2060

YearMin Target PriceMax Target Price
2025$2.21$2.82
2026$2.42$2.89
2027$2.57$2.92
2028$2.47$2.71
2029$2.32$2.82
2030$2.23$2.63
2040$2.89$4.52
2050$3.85$6.58

Also Read –

Llyods Bank Share Price Target 2024

– Min Target Price: $2.05
– Max Target Price: $2.91

Llyods Bank Share Price Target 2025

– Min Target Price: $2.21
– Max Target Price: $2.97

Llyods Bank Share Price Target 2026

– Min Target Price: $2.42
– Max Target Price: $2.89

Llyods Bank Share Price Target 2027

– Min Target Price: $2.57
– Max Target Price: $2.92

Llyods Bank Share Price Target 2028

– Min Target Price: $2.47
– Max Target Price: $2.71

Llyods Bank Share Price Target 2029

– Min Target Price: $2.32
– Max Target Price: $2.82

Llyods Bank Share Price Target 2030

– Min Target Price: $2.23
– Max Target Price: $2.63

Llyods Bank Share Price Target 2040

– Min Target Price: $2.89
– Max Target Price: $4.52

Llyods Bank Share Price Target 2050

– Min Target Price: $3.85
– Max Target Price: $6.58

These price ranges provide insights into Lloyds Bank’s potential performance over the specified years. 📈💡

Who are the competitors of Lloyds Bank

Below are the competitors of Llyods Bank –

  1. The Co-Operative Group
  2. OneSavings Bank
  3. NatWest Group (formerly known as The Royal Bank of Scotland Group)
  4. Barclays
  5. Nationwide Building Society
  6. HSBC Holdings
  7. Santander

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Video Related to Lloyds Share Price Forecast 2024

Lloyds Share Price Forecast 2024 Conclusion

Lloyds Banking Group plc, and its subsidiaries, offer a variety of banking and financial services in the UK and globally.

We hope you will like the information given by us in today’s article i.e. Lloyds Share Price Forecast 2024. We have covered almost all the information (Financial data, Pros and Cons of investing, Competitors etc) along with forecast, which is necessary to evaluate any company fundamentally as well as technically. And if you want more information related to stock prediction.

You can read our article and stay with us so that you can know the prediction of more stocks in the future. [Llyods Share Price Forecast 2024]

Also, do your due diligence and comment to us, whether you will invest in this stock or not. Till then Happy Investing.

Lloyds Share Price Forecast 2024 FAQs

Is Llyod Bank is a profitable business ?

Lloyds Bank has demonstrated strong profitability in recent years. In 2023, the underlying profit before tax reached £7.81 billion, showing a significant improvement from the previous year. Moreover, as of September 30, 2023, the net profit margin stands at 13.41%. These robust financial metrics indicate that Lloyds Bank is a highly profitable business.

Is Lloyds Bank a good share to buy? Is Lloyds a good investment?

The Lloyds stock price is known for its stability and consistent dividend payments, which leads many to consider it a reliable income stock. It is a major player in the UK mortgage market, holding the majority of the market share.

How much dividend will I get from Lloyds?

Lloyds Banking Group PLC (GB:LLOY) offers a dividend of 1.84p per share. The annual dividend yield of GB:LLOY is 5.08%. When is the ex-dividend date for Lloyds Banking Group PLC? The upcoming ex-dividend date for Lloyds Banking Group PLC is April 11, 2024.

What is Lloyds dividend forecast for 2024?

Lloyds’ current share price of 49.4p per share offers a robust yield of 6.2% for 2024, surpassing the FTSE 100’s 3.8% forward average. Additionally, for 2025, the Black Horse Bank’s yield also increases to 6.8%.

What is Lloyds Bank profit in 2024?

Lloyds Bank plc, along with its subsidiaries, reported a statutory profit before tax of £1,587 million for the first three months of 2024, which was 23 percent lower than the same period in 2023. The decrease was attributed to reduced net interest income and increased operating expenses, partially mitigated by a lower impairment charge.

What is the dividend forecast for Lloyds in 2025?

Lloyds’ current share price of 49.4p per share offers a robust yield of 6.2% for 2024, surpassing the FTSE 100’s 3.8% forward average. Additionally, for 2025, the Black Horse Bank’s yield also increases to 6.8%.

Disclaimer

This article contains information that may be useful for those interested in the stock market. However, it is important to note that we do not provide recommendations to buy or sell any stocks, this is just for educational purpose. Investing in the stock market carries inherent risks, so it is crucial to conduct thorough research on any company before making any investment decisions.

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